How to Renovate a 5-Room HDB Flat on a $50k–$60k Budget

Jan 07, 2026 Is a $50k–$60k budget enough for a 5-room HDB renovation? Learn what’s realistic, where to spend, and how to avoid costly mistakes.
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Is a $50k–$60k Budget Realistic for a 5-Room HDB?

Yes—but only with proper planning.

A $50k–$60k renovation budget for a 5-room HDB flat works best when homeowners prioritise function over excess carpentry and avoid late-stage upgrades


What This Budget Can Cover

With smart allocation, you can expect:

  • Full painting works

  • Kitchen renovation (laminate cabinets)

  • Bathroom upgrades (standard tiles & fittings)

  • Electrical rewiring (basic scope)

  • Essential carpentry (wardrobes, kitchen)

Sample Budget Allocation

Area

Estimated Budget

Kitchen
$12,000 – $15,000
Bathrooms (2)
$10,000 – $12,000
Carpentry
$15,000 – $18,000
Electrical
$4,000 – $6,000
Painting & misc

$4,000 – $5,000




Where You Should Spend More

  • Kitchen storage & workflow

  • Bathroom waterproofing

  • Electrical planning

These areas directly affect daily living comfort.

Where You Can Save Safely

  • Feature walls

  • Decorative lighting

  • Non-essential carpentry

  • Trend-based materials

Avoid spending on items that do not improve functionality.

Common Budget Mistakes to Avoid

  • Adding carpentry after work starts

  • Choosing materials without maintenance consideration

  • Over-partitioning rooms

  • Designing for looks, not usage

👉 Learn more about layout planning in our 5-Room HDB Layout Ideas Guide.

Final Thoughts

A controlled budget does not mean compromise—it means intentional design.
Many well-lived homes stay within $60k because they are planned realistically from day one.